UCA Cash Flow
This 90-minute webinar will explore different cash flow methods and will help participants understand how a company repays its loans from cash flow. The differences between EBITDA and UCA cash flows will be discussed, including a historical view of why cash flow has become so important for lenders; tools will be provided to effectively evaluate a borrower’s financial strength and ability to repay its loans, and the impact to a borrower’s ability to repay from industry, business, and management risk issues will be assessed. As loans are intended to be repaid from cash flow, it is important to understand the various ways cash flow can be calculated, and this webinar provides the roadmap for a reasoned approach in which to conduct this analysis.
Who Should Attend: Commercial Loan Officer, Consumer Loan Officer, Credit Coordinator, Credit Analyst, Junior Loan Officer
- Improve understanding of cash flow logic and construction
- Understand how cash flow impacts key financial ratios and other business fundamentals
- Identify and analyze the impact of industry changes, as well as management decisions on business operating and cash flows
- Use results from historical and projected cash flow analysis to determine appropriate loan structures
Michael E. Jarrells, CRC
Senior Vice President and Deputy Chief Credit Officer
Montecito Bank and Trust
With 23-years of credit experience, the past 10 years with Montecito Bank & Trust, Michael Jarrells facilitates most aspects of credit administration duties including loan structure and approval, credit policy and procedures, appraisal review, problem loan management, and senior management and board level reporting. Michael has created an internal credit training program for new credit department hires covering all aspects of commercial lending. Throughout his career, Michael has continually progressed into higher levels of responsibility, managing loan portfolios in excess of $100 million, written and administering credit policy and procedures, and taught others the credit skills that have been learned through these experiences and that were passed to him by his peers and mentors.
|Pricing For||Price||Season Pass|
Season Pass Members receive 4 individual logins to every webinar
Participants will earn 1.0 CPE credit
Field of Study: Specialized Knowledge
Advanced Preparation: None
Program Level: Basic
Delivery Method: Group Internet Based
Refunds and Cancellations: Webinar registrations are non-refundable. If the registrant is unable to attend the designated time and date of the webinar, a playback link and any written materials will be provided within 2 business days following the conclusion of the webinar
Western Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:www.nasbaregistry.org.